Since 2015’s Pension Freedom rules, there’s more and more choice on how to take your pension. Get it right, and you could be looking forward to a happy and comfortable retirement. Get it wrong, and you could face having to work well into your old age. Pension advice and the peace of mind in brings, are priceless. […]
A recent news article said that many investors seeking to invest in Venture Capital Trusts (VCTs) are getting financial advice first – this is music to our ears! One of the reasons for getting financial advice first could be that investors are looking to invest earlier on in the tax year, rather than at the […]
Have you used your pension allowance or are you looking to diversity. VCT or Venture Capital Investments could diversify your portfolio from more traditional and low risk forms of investment into more risky investments, with significant tax benefits. […]
It’s easy to accumulate more workplace pensions than you can shake a stick at. Indeed, more than you can keep track of. If you’ve forgotten they exist or concentrate on more recent acquisitions; they could simply fester in pricey, poor-performing funds. The admin alone can be head-spinning.
What is pension consolidation? Pension consolidation simply is “combining all (or most) of your pension pots into one”. Over your career you would have most likely worked for different employers, and built up a collection of different pension pots and/or pension schemes. Whenever is the right time for you, you will have to decide whether […]
Discover the benefits of pension consolidation in this easy to read infographic. Many of us will work multiple careers and accumulate several pensions during our lifetime. These individual pension pots can be difficult to track and manage, pension consolidation is a great way to gain clarity and control over your various pensions. […]
What happens if I cancel my pension? What will this mean for me now and in the future? You need to think carefully before cancelling your pension. In this article, BulbFin’s pension experts explain everything you need to consider before cancelling your pension. […]