Creating brighter futures with expert financial planning
Jargon-free, expert financial planning advice.
Exceptional Financial Planning Advice
We face many crucial decisions throughout our lives. Financial or otherwise, having an experienced professional to guide you through those big moments gives you peace of mind and clarity over your choices.
Whether you are looking for pension, investment or protection advice, a great financial adviser will guide you through every step of the journey. Empowering you to make informed decisions.
BulbFin connects you to exceptional financial planners
These are qualified and experienced individuals, who are regulated by The Financial Conduct Authority and have the expertise to help inform you on complex financial matters.
Our advisers will take the time to understand your lifestyle, goals, requirements and attitude to risk, before translating these into a carefully considered financial plan.
Simply click ‘Apply Now’, enter your details and book a call with one of our advisers for a complimentary, no-obligation consultation.
Inheritance Tax & estate planning
Efficient planning to minimise taxation and seamlessly pass on your assets.
Tax Planning
Make sure you don’t pay more than you need to, with expert tax planning.
Retirement Planning
Achieve the retirement you want and desire by speaking to a retirement planning expert.
Philanthropy, Gifts and Charity
Ensure your money ends up in the right hands.
Full Financial Planning
Achieve complete clarity, control and financial security with a full financial plan.
Protection Planning
Whatever the future holds, ensure you and your family are protected.
Corporate Services
Making business owners life’s easier, more efficient and profitable through expert planning.
Investment Planning
Whether you’re looking to invest for growth or income, the correct investment strategy is crucial in securing your financial well-being.
What is financial planning?
Financial planning is about giving you clarity and control around your money. Financial planning is a little like using a great personal trainer or teacher, it is your guide to becoming financially fit and informed. Strong financial planning will help you make your money work harder to achieve your aims and will protect those you love by keeping your finances in the best possible shape.
What does a financial plan look like?
Everyone’s needs are different, so every financial plan is tailored specifically to each individual’s situation. The average financial plan will cover a number of key areas:
Do I need a financial plan?
It’s an old cliche that writing down your goals makes you much more likely to achieve them, but it tends to be true. It’s especially true in regard to financial goals. Having a clear plan makes you much more likely to achieve your financial aims.
How much do financial planning services cost?
Receiving financial advice from a BulbFin adviser is free of charge. Generally, our advisers make money from commissions on the products you utilise. All of BulbFin’s advisers are committed to transparent pricing. When you speak to an adviser, they will advise you of all the costs of using their services.
Is financial planning only for the ultra wealthy?
In a word NO! At BulbFin we believe great financial advice should be available to everyone. Because everyone can benefit from great financial planning advice. Contrary to popular belief, you don’t need to be earning huge amounts of money to require a financial adviser. In fact, the younger you start the better off you will be. Financial planning is a long-term plan to accomplish your goals, whether you are entering your first job or you’ve retired, get in touch for exceptional advice.
What is a risk profile?
In financial terms, risk is the chance an investment’s actual returns may differ from its expected return. With any investment capital is at risk. Risk is not necessarily a bad thing. An underpinning principle of financial planning is the notion that the greater the risk an investor is willing to take, the greater the potential return. Risk Profiling is the process you will go through with your financial adviser to determine the how much risk you should take. It is based on your individual values, position in life, aims and unique circumstances.
Great Advice To Guide Complex Decisions
Uncomplicated, jargon-free advice to start your financial journey.
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Risk Warning
Any investment carries a degree of risk and your investments may decrease in value or fail. The levels and bases of taxation and reliefs can change at any time and are dependent on individual circumstances.