Bright mortgage advice

Join thousands of UK individuals finding better mortgage deals with BulbFin.

Bulbfin Financial
Getting the keys to a new home after receiving expert mortgage advice

Why BulbFin?

Our aim is to find you the best possible mortgage rate.

Whether you’re self-employed, a first time buyer, wish to remortgage to a better rate, have a poor credit record, have been turned down elsewhere or just want to double check you’re getting the best mortgage deal, BulbFin makes the mortgage process easy and jargon free.

Click ‘Start Now’ to receive free and expert mortgage advice.

Why use a mortgage adviser?

In this great age of technology why on earth would you speak to a real person? Well, here are a few reasons to use BulbFin for expert mortgage advice:

  • It’s free
  • It’s a timesaver
  • Less admin for you!
  • Helps avoid mistakes
  • We will maximise your income
  • We’re unbiased
  • Every adviser is regulated by the FCA
  • We will get you the best deal

Quick, Easy & Free Advice

BulbFin is also a free service. All you need to do is complete a very short quiz and select how you wish to be contacted. Our platform then matches you to an experienced adviser who will be able to guide you through all of the available options.

We understand that getting a mortgage can be very stressful. BulbFin’s FCA regulated advisers will help in a clear and easy to understand manner. 

Click the ‘Start Now’ button to speak to an expert adviser.

Saving money to help buy their first home - mortgage advice

Time to Remortgage? Here’s why you shouldn’t delay

Remortgaging refers to the process of moving from your current mortgage lender to a new one.

Remortgaging has several benefits. First off, it can help you avoid getting ripped off! Did you know that once your initial repayment has ended, banks add you to their standard variable rate? On average, this is twice as costly as initial terms. 

By Remortgaging you may also save money on your monthly repayments by achieving a lower interest rate. Plus, it’s a great way to borrow more money to finance home improvements or help fund any large purchases.

With BulbFin remortgaging is a simple process, which our experts will walk you through in a jargon-free way. Apply now to speak to an expert about your mortgage situation.

Submit your details
Submit your details

Submit your details and we will match you with a mortgage adviser to suit your specific needs.

Meet your adviser
Meet your adviser

Book a free, no obligation consultation with your mortgage adviser. They will answer all of your questions and listen to your requirements.

Receive your mortgage options
Receive your mortgage options

Your mortgage adviser will take you through all the available options for your mortgage or remortgage, so you can make an informed decision.

Find a mortgage expert to suit your needs

BulbFin helps individuals from all walks of life with their mortgage requirements. Whether you’re self-employed, over 55 years old, have bad credit, are a first-time buyer, a landlord, have complex finance requirements or simply need a little mortgage guidance, we can help!

Mortgage adviser providing advice
Mortgage advice from a mortgage adviser

First-Time Buyers

Buying your first home can be a daunting process. By utilising a BulbFin adviser’s expert advice, you can ensure you avoid costly mistakes and get the best possible deal to suit your circumstances.

Our advisers will be with you every step of the way to remove the stress of getting your first mortgage. They also have experience with products for first-time buyers such as shared ownership and help to buy schemes.

It’s always a pleasure to help first-time buyers get on the property ladder, get in touch today to get started.

Residential Mortgages

Moving home? It’s worth seeking expert financial advice to ensure you achieve the best possible mortgage rate.

BulbFin’s expert mortgage advisers scour the market to find you the best possible mortgage deal, setting you up for future financial security. If you are scaling up to purchase a more expensive property, you may also want to consider reviewing your protection policies, such as your life insurance policy, critical illness and income protection policies.

Our advisers will walk you through every step of the process, to ensure you get the optimum mortgage to suit your circumstances.

Mortgage checklist for getting a mortgage approved
Mortgages for self-employed individuals

Self-Employed Mortgages

How do you get a mortgage as a self-employed person?! Many self-employed individuals believe it is too difficult to get a mortgage and avoid the issue. At BulbFin, we’ve helped tonnes of self-employed individuals get amazing mortgage deals. 

Sure, the lenders may ask for a little more information on you. BulbFin has specialist mortgage advisers for self-employed individuals who know how to guide you through a pain and stress-free process to attain the best possible deal.

Complex & Commercial Mortgages

Do you have large or complex finance requirements? You may need a bespoke finance solution. Our expert advice can make a very complex process simple and create a beneficial outcome for you.

In more complex situations such as self-build mortgages, landlord portfolio lending, bridging or second charges, high-street lenders cannot deal with your needs. We are able to source options from niche and specialist lenders to provide a bespoke finance solution to meet your needs.

Commercial and complex mortgages

What our clients say

“Amazed how quick and simple it was to schedule a call. Our adviser Harry was superb, dealing patiently with all our questions and he got us a great deal on our mortgage. I will definitely use BulbFin again.”

Anna Mills, York

“Very happy with the service I received, as someone with relatively complex requirements I was surprised with the knowledge and ease with which the adviser guided me through the process.”

Usman Azfal, Kent

“Quick and simple remortgage, highly recommend.”

Jack Bowles, West London

“My adviser guided me at every step of the proces, so I knew where I was standing. I would describe the Team as extremely efficient, mega knowledgeable and so calm under pressure! I know I can call and get that reassurance whenever I need it.”

Chloe Haimes, Norfolk

Great Advice To Guide Complex Decisions

Uncomplicated, jargon-free advice to start your financial journey.

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