Pension consolidation for UK professionals
Take control of your hard-earned money with free, FCA regulated advice from BulbFin.
1.6 Million Pensions Are Lost
The Association of British Insurers (ABI) estimates that over £19.4 billion’s worth of pension pots are currently lost. BulbFin can consolidate your pensions to help you regain control of your money. In some circumstances, we can even recover ‘lost’ pension pots too.
What is Pension Consolidation?
Pension consolidation is the process of combining some or all of your pensions into one single pot. Many of us will work several jobs during our careers, accumulating multiple pensions as we go. Trying to keep track of several pensions is difficult, pension consolidation gives you clarity and control over your money.
Take back control of your pension
Combining your pensions into a single pot will help you gain clarity and control over your money. Putting you back in the driving seat and giving you a solid financial foundation for the future.
Submit your details
Submit your details and we will match you with an adviser suited to your needs.
Meet your adviser
Book a free, no obligation consultation with your adviser to discuss your financial aims and goals.
Receive a tailored pension plan
Your adviser will prepare and present a tailor-made pension plan designed to achieve your desired goals.
Who Can Benefit From Pension Consolidation?
Anyone who has worked in multiple jobs and accumulated more than one pension may benefit from BulbFin’s advice. All our advisers are regulated by The Financial Conduct Authority and will provide impartial advice with your best interests at heart.
Combine Your Pensions
Transferring your pensions into a single, consolidated pot can reap rewards. For a start, having all your money in one place gives you much more clarity and control over it. Making it easier to make informed decisions and improving the chances of better returns.
Click the button below to schedule a call with one of our expert pension advisers. It’s completely free and won’t take more than 30 seconds!
Frequently Asked Questions – Pension Consolidation
Is it a good idea to consolidate my pensions?
That completely depends on your personal circumstances, aims and current pension pots. By speaking to one of our expert advisers you will be able to make an informed decision on whether you combine your pensions or not! If nothing else, speaking to an expert will give you peace of mind.
Can I consolidate my pensions myself?
It takes 60 seconds to schedule a call with one of BulbFin’s expert pension advisers. On that call, we will help you make an informed decision as to whether pension consolidation is right for you.
If merging your pensions is the right course of action, using BulbFin to help will save you time (and a possible headache) by consolidating your pensions for you. It’s quick and easy to transfer your pensions. As a result, you will gain clarity and control over your money. Hit the ‘Get Started’ button to book a call with an adviser.
How do I know how many pensions I have?
If you’re unsure how many pensions you have or where they are, there are a number of ways to locate them. First, each pension provider should provide you with an annual pension statement. Secondly, your pensions can be traced using the Government’s Pension Tracing Service. You can also try contacting your previous employers and pension providers yourself.
How much does consolidating pensions cost?
Scheduling a call with one of our expert pension advisers is completely free of charge. Depending on the product you apply for, there may be management charges and fees but there are no upfront costs. Our expert advisers will always be completely upfront and transparent regarding any fees you will incur.
If it’s free how do you make money?
It’s true! Our advice is free. Our partners pay us a small commission if you elect to consolidate your pension through their service. It’s a win/win/win situation!
I have an active workplace pension my employer pays into. What happens to this during the consolidation process?
We don’t want you to miss out on valuable future pension contributions from your employer, so we do not touch active workplace pension schemes. Instead, we might focus on merging your pensions from previous employers into a single pension to give you more clarity and control over your money. Our advisers will also be completely transparent and upfront in advising whether pension consolidation is right for you or not.
Regulated Pension Advice
Every BulbFin adviser is regulated by The Financial Conduct Authority.
Great Advice To Guide Complex Decisions
Uncomplicated, jargon-free advice to start your financial journey.
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Risk Warning
Any investment carries a degree of risk and your investments may decrease in value or fail. The levels and bases of taxation and reliefs can change at any time and are dependent on individual circumstances.