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You're one step closer to taking control of your hard-earned money.
Feeling Pension Confident?
Simply by completing our quiz, you’re more pension savvy than most. The more informed you are, the better.
It’s estimated that nearly 10 million Brits will run out of savings during retirement.
At BulbFin, we believe that many individuals can avoid that fate simply by seeking expert financial advice earlier. Click the button below to fill in your details and speak to a pensions expert.
Why BulbFin?
Quick, easy to use and jargon-free. BulbFin believes everyone should have great financial advice at their fingertips.
Every single adviser we refer to is regulated by the Financial Conduct Authority (FCA) and their advice is free. Whether you need financial planning advice, help with a mortgage, pension, investments or insurance, there’s a BulbFin expert with the solution.
What is BulbFin?
BulbFin is a platform created by the UK’s finest personal finance experts. Based on your needs, BulbFin will refer you to an expert with the suitable experience to help guide you.
Click start now to begin your journey to an informed financial future.
The Benefits of Pension Advice
Speaking to a BulbFin pension expert will help you gain clarity and control over your money. Putting you back in the driving seat and giving you a solid financial foundation for the future.
Submit your details
Submit your details and we will match you with an adviser suited to your needs.
Meet your adviser
Book a free, no obligation consultation with your adviser to discuss your financial aims and goals.
Receive a tailored pension plan
Your adviser will prepare and present a tailor-made pension plan designed to achieve your desired goals.
Who Can Benefit From Pension advice?
You don’t need to be a millionaire… Anyone who currently has a pension may benefit from BulbFin’s advice. All our advisers are regulated by The Financial Conduct Authority and will provide impartial advice with your best interests at heart.
Frequently Asked Questions – Pension Consolidation
Is it a good idea to consolidate my pensions?
That completely depends on your personal circumstances, aims and current pension pots. By speaking to one of our expert advisers you will be able to make an informed decision on whether you combine your pensions or not! If nothing else, speaking to an expert will give you peace of mind.
Can I consolidate my pensions myself?
It takes 60 seconds to schedule a call with one of BulbFin’s expert pension advisers. On that call, we will help you make an informed decision as to whether pension consolidation is right for you.
If merging your pensions is the right course of action, using BulbFin to help will save you time (and a possible headache) by consolidating your pensions for you. It’s quick and easy to transfer your pensions. As a result, you will gain clarity and control over your money. Hit the ‘Get Started’ button to book a call with an adviser.
How do I know how many pensions I have?
If you’re unsure how many pensions you have or where they are, there are a number of ways to locate them. First, each pension provider should provide you with an annual pension statement. Secondly, your pensions can be traced using the Government’s Pension Tracing Service. You can also try contacting your previous employers and pension providers yourself.
How much does consolidating pensions cost?
Scheduling a call with one of our expert pension advisers is completely free of charge. Depending on the product you apply for, there may be management charges and fees but there are no upfront costs. Our expert advisers will always be completely upfront and transparent regarding any fees you will incur.
If it’s free how do you make money?
It’s true! Our advice is free. Our partners pay us a small commission if you elect to consolidate your pension through their service. It’s a win/win/win situation!
I have an active workplace pension my employer pays into. What happens to this during the consolidation process?
We don’t want you to miss out on valuable future pension contributions from your employer, so we do not touch active workplace pension schemes. Instead, we might focus on merging your pensions from previous employers into a single pension to give you more clarity and control over your money. Our advisers will also be completely transparent and upfront in advising whether pension consolidation is right for you or not.
Regulated Pension Advice
Every BulbFin adviser is regulated by The Financial Conduct Authority.
Great Advice To Guide Complex Decisions
Uncomplicated, jargon-free advice to start your financial journey.
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Risk Warning
Any investment carries a degree of risk and your investments may decrease in value or fail. The levels and bases of taxation and reliefs can change at any time and are dependent on individual circumstances.