Venture Capital Trusts

Used up your pension & ISA allowance? Discover a tax efficient alternative in Venture Capital Trusts.

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What are Venture Capital Trusts?

VCTs (Venture Capital Trusts) are a type of Investment Company that invests in small UK businesses. Because the Government wants to encourage investment into these growing businesses, VCTs provide several generous tax benefits. VCTs can potentially give you higher returns but they also come with extra risks, as the companies they invest in can be harder to sell.

The Benefits of Investing In VCTs

While Venture Capital Trusts are a higher risk form of investment, the UK Government provides a number of appealing perks to individuals who invest in them. This includes getting a 30% income tax rebate on new investments up to £200,000 per tax year. It’s worth noting, however, that you must have held the investment for five years and have paid the correct taxes to redeem this perk.

  • 30% Income Tax rebate on new investments up to £200,000 per tax year.
  • No need to declare dividends with HMRC
  • Tax-free dividends
  • No Capital Gains Tax
Pension consolidation pie chart

Who are VCTs right for?

Venture Capital Trusts are a great option for individuals looking to diversify their portfolio with tax efficient investments. VCTs are best for investors who are able to invest for a minimum of five years, as they expose investors to greater risk than some other investment products. If you have used your pension and ISA allowances, you may want to add VCTs to your investment portfolio.

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Submit your details

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Meet your adviser

Book a free, no obligation consultation with your adviser to discuss your financial aims and goals.

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Receive a tailored VCT plan

Your adviser will prepare and present a tailor-made plan designed to achieve your desired goals.

Why BulbFin?

BulbFin works with top financial planning and wealth management firms to help discerning individuals find the right advice. Our advisers are all FCA regulated experts with strong track records working with affluent, high net worth and ultra high net worth individuals, or those who are due to inherit large sums. Click start now to request a call back from one of our experienced partners.

The Benefits of Pension Consolidation

Frequently Asked Questions – VCTs

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